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Saving money is the first step to financial freedom. Follow the money saving tips listed below and find extra cash in your monthly budget.
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Household Budget Tips
Saving you Money
How much do you spend a week on Coffee? Magazines? Lunch?
Did you know that buying a Starbucks coffee 3 times a week will cost you $546.00 a year?
Buying your lunch 4 times a week could cost you $2030 a year?
Getting take out once a week can cost you $1330 a year?
Eliminating these costs for 1 year could pay for almost half of your down payment on a $200,000 purchase!
Grocery Tip:
A good grocery saving tip is to shop on Mondays-prices are lower on average. Always check in the bargain cart for deep discounts. Shop at stores that always have low costs. In the produce and bakery aisles, check for reduced fruit and baked goods. Always make a list up before going shopping! Never shop when hungry. Coupons are another great way to save on groceries. Of course, there are also
coupons for other merchandise and cleaning items too.
Review Banking Fees with your bank:
You may not realize that you may be spending over $30.00 a month just in fees on your chequing account. This could pay for your home phone bill. Do you have multiple loans and debts? Consolidating a couple credit cards and a loan can save hundreds a month in interest. The important thing to remember is to stay within your budget after consolidating so credit card debt is no longer an issue.
Consolidating debt into your mortgage can offer a great deal of savings. Call and ask me how.
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Connect Fall Fair
Saturday, Nov. 6th
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| Connect Fall Fair |
The Connect Fall Fair will be held at the Okanagan Regional Library - Ellis St. Branch, Kelowna.
Saturday, Nov. 6th - 11:00 am-2:00 pm
A variety of businesses will be represented for a one-stop shopping experience.
Visit the Mortgage Mama's table and enter your name for a chance to win a gift basket valued at $50.00.
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Today's Recipe:
Classic Ratatouille
Ingredients
· 8-10 tbsp olive oil
· 2 yellow onions, chopped
· 3-4 zucchini, sliced into 1/4-inch thick slices
· 1large eggplant, sliced into 1/4-inch thick chunks
· 5 large tomatoes, chopped
· 1 green bell pepper, seeded and coarsely chopped
· 1red bell pepper, seeded and coarsely chopped
· 2 garlic cloves, minced
· Salt and freshly ground black pepper, to taste
Directions
Heat 5 or 6 tablespoons of the olive oil in a large heavy-bottomed skillet over medium heat, add the onions, and sauté about 1 minute, until fragrant and softened. Add zucchini and eggplant and sauté about 2 minutes, until lightly browned. Add more olive oil as needed if the pan looks dry. Add tomatoes, peppers, and garlic, stirring to combine. Cover, reduce heat to low, and simmer about 20 minutes, until veggies are cooked through. Take off the lid, increase heat to high, and cook for 2 or 3 minutes to evaporate excess liquid, stirring constantly. Season to taste with salt and pepper, and stir well. Serve hot, or allow to cool and add a little olive oil before serving. Serves 6.
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Need more ideas on budgeting, consolidating debt, or saving money on your mortgage interest? Call me today.
Remember, my services are free. I provide the knowledge needed to make wise financial decisions.
Sincerely,
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Carol Dorn, AMP
The Mortgage Mama
Don't Keep Me A Secret - I Love Referrals!
250-808-5521 Toll Free: 1-877-808-5521
#103-1553 Harvey Ave., Kelowna, BC V1Y 6G1
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